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Whether it is a cosmetic or a mechanical reason for upgrading a toilet, you may not know all the choices that are involved to choose the right one for your home.  The current toilet may have cracks or leaks in the bowl or tank.  It could be the aggravation of constant clogging or inefficient flushing.  Maybe there is damage in the porcelain bowl or built-up mineral deposits that are clogging the inlet holes or syphon tube. ...CONTINUE READING

Condensation occurs when the air has too much moisture in it which is felt as high humidity.  The water deposits on various surfaces that are cooler than the air itself.  Several things can contribute to the high humidity such as cooking, dishwashers, clothes dryers, bathing and long showers.  ...CONTINUE READING

FHA loans are available for one to four family unit properties with one unit being owner-occupied. ...CONTINUE READING

In a recent rental investment class, one of the students said that he had a property where the tenant had been there for over 25 years.  The class was amazed but not as much as his next statement "My tenant actually paid for the home for me." ...CONTINUE READING

Real estate has consistently been one of the highest rated investments available to individuals. TV shows certainly make rentals look easy and you may even know someone who has made a lot of money with them. Possibly, the thought has crossed your mind that if they can do it, you can too. ...CONTINUE READING

Recycling is essential to keeping our neighborhoods clean, but it's easy to get mixed up on what goes in which bin. As regulations have changed, it's time to rethink recycling! Here's a quick and easy guide to what you should recycle and what you should dispose of in a specialized manner. ...CONTINUE READING

Change your Locks ... As a new homeowner, you have no idea who may have a key to your new home. Re-keying the existing locks or installing new locksets will add an increased level of security and peace of mind ...CONTINUE READING

It is estimated that over 15% of the population in the U.S. are over 65 years of age. With one of the most common fears of seniors being their money will run out early, it is understandable that downsizing may be strategy to meet their goals ...CONTINUE READING

Making additional principal contributions to your mortgage will save interest, build equity and shorten the term on a fixed-rate mortgage. The concept is sound but bi-weekly may not be the best way to do it ...CONTINUE READING

The Internal Revenue Service considers four different types of real estate. Specific types of properties have benefits based on their classification. The determination does not depend on the property itself as much as it depends on how the property is used and what the owner's intentions are ...CONTINUE READING